What if we told you that financial security is within your reach—that simply believing you have enough money can help make it so—would you believe it?
The truth is that the mindfulness you hear about so much today can make a difference in all areas of your life, including your finances. Because when you change the way you think about money, you really can change the way you behave with it—and that can make all the difference in the world.
Mind over money matters
You probably already know that every thought you have isn’t really true—and that you really aren’t the worst person, mother, daughter, sister, wife, or friend in the world—but it can feel that way sometimes.
Mindfulness is simply learning to be more present in the moment and more aware of your thoughts.
You see, when you can realize that thoughts are just thoughts, it’s possible to accept them or change them before they create all the negative feelings you want to avoid. Consider, for example, what can be called a “scarcity” loop.
Here’s how it can work. The thought that you don’t have enough money creates anxiety and stress which can lead to poor decisions, like spending money to buy something you think will make you feel better, which creates the negative outcome that you have even less money than before.
This can become a vicious cycle.
But imagine what can happen when you change the thought processes.
The abundance loop
When you catch yourself having negative thoughts around your financial situation, replace it with the idea of gratitude for the money you do have. This way, you end up less stressed and can make smarter choices about your money. This mindset and capability can lead to you save more money and feel more secure. And when this sort of cycle continues, you can continue to improve your financial security. It may sound simple, but this can really work—and all it takes is practice.
In addition to this mindset, it's also important to change your overall relationship with money, by treating it like a loved one.
Here are five ways to change your relationship with money:
Pay attention to it: paying attention to your money and making time to review your finances can help you avoid things getting out of your control.
Celebrate your successes: even celebrating small financial wins can help reinforce the positive steps you took and can lead to more of them.
Forgive your mistakes: everyone makes mistakes, so forgive yourself and keep moving forward.
Have balance: as the song says, “you can’t always get what you want”—but you shouldn’t deprive yourself of everything fun either.
Change your script: how you speak to a loved one is almost more important than what you say, changing the way you speak to yourself about money is critical to achieving your goals.
Meredith is a Philadelphia native with a bachelor’s degree in Integrated Marketing Communications from Duquesne University and has worked in digital marketing for over seven years. She’s passionate about writing to women to help them feel more confident in their financial lives.
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